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Terms of Use
Short version: this site's content is general information, not professional advice for your specific situation. Last updated 2026-09-22 — have a professional review these terms before launch.
Information, not advice
The articles, examples, calculators, and templates on this site are general educational information about small-business finance. They are not accounting, tax, legal, or investment advice for your specific situation, and reading them does not create a consultant-client relationship. A professional engagement begins only with an agreed written proposal.
Examples and tools
Worked examples and industry cases are illustrative and clearly labeled; they describe no actual client and promise no outcome. Calculators run in your browser and produce estimates only — they assume the values you enter stay constant, which real businesses rarely do. Nothing you enter in a calculator is stored or sent anywhere.
Scope of the practice
This practice provides financial consulting for operating businesses — cash flow forecasting, budgeting, reporting, profitability and pricing analysis, and decision modeling. It does not provide investment management, securities advice, tax return preparation, or representation before tax authorities. Where content discusses those topics, it is context only.
Use of the site
You may read, print, and share this site's content for your own use, with attribution. Don't republish it as your own or present it as advice to your clients. The site is provided as-is, without warranty of any kind.
Changes
These terms and the site's content may change as the practice grows. Continued use of the site after a change means you accept the updated terms.
